I'm just about to get into a lease and I am curious about the Appearance Protection and Lease Excess Wear insurance products. I have the appearance protection now on my S4 with the tire and rim protection, and think that i have definitely got my money's worth. I've changed 4 or 5 tires, had the rims refinished, windshield replaced. Best product i've ever had with a car! But now, what is the difference between the lease wear waiver and appearance packages? I think I like the platinum appearance better than the Excess Wear.