Originally Posted by
wasup0818
can any one help me here . Looking at a S3 Nano grey but they do not have it. Saleperson try talk me out of it but here is a deal for what they have in stock.
Ara Blue S3 fully loaded w red caliper S sport seat,OF audio and such. MSRP at 52XXX, was told 9000 down for 400$$$$ ...since i want a lower payment. What kind of deal is that? I was told that s 5000$$$ off and the Residual 56% AT 0.00095 MF x2400 is like 2.3 APR?
1) Don't put money down on a lease, because if you drive off the lot and the car gets totaled, that $9k is gone and you never see it again.
2) Use this calculator with your MF and residual values above to calculate proper payment.
https://www.edmunds.com/calculators/car-lease.html
The best way to negotiate is to focus on sale price. Shoot for 10% off at least (sounds like you're about there already with $5k discount), and then make sure all of the math adds up correctly. By shopping off monthly payment primarily you leave room for them to hide extra costs.
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