actually...

sometimes insurance will pay for both headlights because they are usually sold in pairs. This happened to me once.

also, consider talking to your shop guy to find out the value allotted for purchasing the new headlight(s). since dealer prices are being used, you can likely find cheaper headlights from third-party sources yourself, (ahem, Jens here on audizine,) and then give these to the shop to install.

i went from bone stock front on my b6, to full ultrasport with ecodes after an accident.