Just Got My Client $30K Payout for Stolen S4

[CONTROL ONE]

2002 Audi S4, 6spd, 120k

Car was stolen 2 weeks ago, we just settled for $29,600 less his $500 dedutible.

Unbelievable these vehicles are still worth that much. Made me feel great considering I just bought my 00 S4 with similar kilometers for $13,500.

[s42k5b]

wow that is hard to believe...What insurance company do you work for?

[s42k5b]

never mind i just looked at your sig

[spinny]

yeah but that's Canadian money.. so thats like.. 12k USD ;)

[tike0rz]

I wish I'd get that much to compensate for my misfortune of a stolen car. Good job though, justice has spoken!

[CONTROL ONE]

yeah but that's Canadian money.. so thats like.. 12k USD ;)

You're a fucking tool. A few months ago we were at par you dumb shit. Thanks for choosing the lamest possible response for this thread.

[CONTROL ONE]

I wish I'd get that much to compensate for my misfortune of a stolen car. Good job though, justice has spoken!

Thanks, I fought hard for that payout!

They were originally going to give him 22K but I stressed how rare these vehicles were, how he'd never be able to get another one in the same condition and the extra money in maintenance he's put into it over the last year.

Insurance companies can always negotiate. I just fought a litter harder for this one considering the vehicle was close to my heart :)

[CONTROL ONE]

wow that is hard to believe...What insurance company do you work for?

State Farm Insurance in Toronto, Ontario, Canada

[blmlozz]

yeah but that's Canadian money.. so thats like.. 12k USD ;)

the exchange rate is about 1.2604 CD to USD ...
so it's acutaly $23,488 ;)

which is.. absolutely amazing. I can't remember the last time *any* s4 sold for that amount.


btw... is theft protection apart of normal insurance or is it an optional extra?

[nizmosx]

theft is covered when you opt for full coverage as opposed to just liability which is the bear minimum required to operate a vehicle on public roads.

[CONTROL ONE]

the exchange rate is about 1.2604 CD to USD ...
so it's acutaly $23,488 ;)

which is.. absolutely amazing. I can't remember the last time *any* s4 sold for that amount.


btw... is theft protection apart of normal insurance or is it an optional extra?

Again, I can only speak to the laws here in Ontario.

Theft is part of your 'Comprehensive' coverage which includes Theft, Vandalism & Glass Breakage.

If you have Full Coverage, it includes the mandatory Liability coverage, the optional Collision coverage and the optional Comprehensive coverage.

In this case, the client had full coverage on his vehicle and a $500 Comprehensive deductible. Therefore, the payout was made but he was still subject to his deductible.

Fire is the only named peril in which your entire deductible is waived.

[spinny]

You're a fucking tool. A few months ago we were at par you dumb shit. Thanks for choosing the lamest possible response for this thread.

It was a joke you fucking moron. Hence the ";)" face

Are you THAT much of a baby?

[spinny]

the exchange rate is about 1.2604 CD to USD ...
so it's acutaly $23,488 ;)

which is.. absolutely amazing. I can't remember the last time *any* s4 sold for that amount.


btw... is theft protection apart of normal insurance or is it an optional extra?

I was joking about the 12K thing, but yeah 23K is insane for an S4, since none of them are worth that in any book! (b5's that is)

[CONTROL ONE]

It was a joke you fucking moron. Hence the ";)" face

Are you THAT much of a baby?

And that's why I called you lame. It was a very lame, tired, unfunny reference - wincing emoticon or not.

What's next, an Igloo joke?

[spinny]

And that's why I called you lame. It was a very lame, tired, unfunny reference - wincing emoticon or not.

What's next, an Igloo joke?

Very sensitive about Canada, eh?

[veggiemonster]

alaskans live in igloos and caves, not canadians bro!

[CONTROL ONE]

Very sensitive about Canada, eh?

Nope, only sensitive to idiots!

[ChumbaWumba]

So I have full coverage on state farm insurance here in va beach...if my car were stolen I simply tell my agent how much I want and for wat reasons?....so they are allowed to give more than kbb value?

[SourDieselS4]

Anyone want to steal my car? IV got good insurance, low miles, and lots of recipts :D

[torment]

Nope, only sensitive to idiots!

Wow....get over it tight-ass

[Boosted-S4]

29.000 canadian is equal to 12 000 american????
what country do u live in?? i guess ur math is not the greatesst!!!
lets do this..ill give u 12 american and u give me 29 canadian!!!

[OldYella]

Wow....get over it tight-ass

+1, The whole thread makes me think theres either more to the story or its a pile of shit.

[spinny]

29.000 canadian is equal to 12 000 american????
what country do u live in?? i guess ur math is not the greatesst!!!
lets do this..ill give u 12 american and u give me 29 canadian!!!

Wow, you guys in Toronto aren't too bright are you? or maybe it's the lack of sense of humor.

Why don't you slow down, and re-read the post.

It's something called.. (are you ready for this??)... A JOKE.

[spinny]

Wow....get over it tight-ass

X2!

[AudiSportB5S4]

eh?

lol, i caught that one

OP. that is great though, he should give you some cut for that one!

[CONTROL ONE]

So I have full coverage on state farm insurance here in va beach...if my car were stolen I simply tell my agent how much I want and for wat reasons?....so they are allowed to give more than kbb value?

Absolutely, yes.

There is no 'set' maximum.

[CONTROL ONE]

+1, The whole thread makes me think theres either more to the story or its a pile of shit.

Ok, maybe I was a bit over sensitive about the Canadian comment but what gives you that impression?

[CONTROL ONE]

29.000 canadian is equal to 12 000 american????
what country do u live in?? i guess ur math is not the greatesst!!!
lets do this..ill give u 12 american and u give me 29 canadian!!!

I appreciate the 'backup' but I don't think it's helping here

[CONTROL ONE]

X2!

Fine, I get it, didn't mean to snap, just hate getting those comments ALL the time as most forums are dominated by you Americans.

[JayyyyyC]

yeah but that's Canadian money.. so thats like.. 12k USD ;)

Don't mind ignorant Americans that don't ever check up on how the world market is doing.

[CONTROL ONE]

Anyone want to steal my car? IV got good insurance, low miles, and lots of recipts :D

That's exactly what I told my boss as soon as I found that out. I felt like bringing it to Scarborough with the keys in the ignition.

[slmds4]

Im not your guy, buddy. Im not your buddy, friend.

[OldYella]

Ok, maybe I was a bit over sensitive about the Canadian comment but what gives you that impression?

What incentive does State Farm have to give someone double the current price of a car? They don't do it out of good will.

[Dr.Duct]

Nope, only sensitive to idiots!

fVck man, take a valium or something.. lol

I think its awesome what you did, and can def. appreciate your extra effort on doing this for the guy.

Since you wanna be that guy, do you think its fare to only fight extra harder because someone has the same vehicle for you??? I personally would be pissed if I had a corolla and you just settled for my price, yet tried extra hard for someone that had the same car as you..

so whos the real dick????? You or canada joker??

I could personally care less what you do or dont do, but dont be a dick to someone thats saying a simply joke.

[CONTROL ONE]

What incentive does State Farm have to give someone double the current price of a car? They don't do it out of good will.

According to State Farm, that IS the appropriate buy-out for this vehicle, with it's current mileage and it's current configuration. I advised the adjuster of the rarity and specialty features of the vehicle but it's ultimately up to him.

Every pay-out is different. They consider a number of factors but in no way would I ever profit from this. I wish, but I kind of enjoy my job so losing it really isn't worth it.

Keep in mind, I do not even know this person in real life. We've conversed through email but that is the extent of it. He's also twice my age, I was simply acting on his behalf just as I would any of my clients; just fought a littler harder on this one since I own the exact same vehicle.

Geez, didn't think this thread would turn into a flame-war. I thought you guys would be happy that the car is still valued that high in the insurance world.

[Dr.Duct]

That's exactly what I told my boss as soon as I found that out. I felt like bringing it to Scarborough with the keys in the ignition.

2001.5, pearl sedan, all option including alcantara and sport mirrors (oem), Clean carfax, all service records, 60k miles, alcantara interior, garage kept, 6 speed, **Stock**

Gurantee it would be next to impossible to find another one like it.

[CONTROL ONE]

fVck man, take a valium or something.. lol

I think its awesome what you did, and can def. appreciate your extra effort on doing this for the guy.

Since you wanna be that guy, do you think its fare to only fight extra harder because someone has the same vehicle for you??? I personally would be pissed if I had a corolla and you just settled for my price, yet tried extra hard for someone that had the same car as you..

so whos the real dick????? You or canada joker??

I could personally care less what you do or dont do, but dont be a dick to someone thats saying a simply joke.

I've already admitted I snapped a bit, Canadian jokes just get very tiring when you are a Canadian on predominantly American boards.

Make sense?

[spinny]

Fine, I get it, didn't mean to snap, just hate getting those comments ALL the time as most forums are dominated by you Americans.

Fair enough.

I guess I do have a dry sense of humor. I do however think Canada is a beautiful country. Even if your McDonalds has funny tasting BBQ sauce! :)

[CONTROL ONE]

2001.5, pearl sedan, all option including alcantara and sport mirrors (oem), Clean carfax, all service records, 60k miles, alcantara interior, garage kept, 6 speed, **Stock**

Gurantee it would be next to impossible to find another one like it.

Those are all things you NEED to tell your insurance company to get more money for your car.

The adjuster probably thinks an S4 is just an A4 with nicer wheels.

[CONTROL ONE]

Fair enough.

I guess I do have a dry sense of humor. I do however think Canada is a beautiful country. Even if your McDonalds has funny tasting BBQ sauce! :)

Cool, if you were here, we'd have a beer over lunch abooot it

Never noticed a difference between our McDee's as I usually try to hit the American only fast food places when I'm down there. White Castle, Checkers, etc.