lease quote... is this crazy?

[pismojeff]

ok, got some rough estimates on leasing a "new" 08 A4... I was thinking they will be trying to unload these...

msrp is $43,350 selling price is $38,350: a 10,000 mile per year lease with $2,000 out of pocket is $641 per month

msrp of $38,900 and a selling price of $33,900 with everything else the same the payment is $555 per month

msrp of $45,150 and a selling price of $39,995, everything the same the payment is $711 per month

do these prices seem way too high?

let me know

[SEXICÄN]

Whats the money factor?

[pismojeff]

sorry, those are all the numbers he gave me so far. I am assuming you are asking about residuals? sorry, I have only done one lease in the past and it was a 40K car and I put 1700 down and had a payment of 339/month

[AudiWxGuy]

45k for an A4? GTF outta here. Go buy a 335i for that price.

[pismojeff]

it is a Stasis factory touring edition... the one that is 45K MSRP

[AudiWxGuy]

ohhh..okay. Makes sense now. Have them throw the BT on there!!

[eMacPaul]

You could just about buy it for the same payment...

[pismojeff]

at those prices a used 996 is sounding a bit more cost-effective ;)

[pismojeff]

You could just about buy it for the same payment...

that is exactly what I was just thinking. looking at one of those payment calculators online!

[AudiMan]

my sister just got a 335i sedan, sport, navi, ipod, heated seats, MSRP 46.9k, price agreed on was about 43.5k, she paid about 3k at signing, 36 months, 550/month (including sales tax), 27kish residual

[RedS-line]

if youre going to post prices, you have to post all the math involved for an honest answer as to whether the prices are good. btw 10k mile lease would be too short for me, so i hope you dont drive far or prepare for another whacking when you turn it in.

[pismojeff]

yeah, I am sure he will be sending that info over today. i drive maybe 5K a year so the mileage will not be an issue

[nick71692]

there was a guy on here selling the stasis car new from the dealer for like 38000 i think it was in the forums or in the classifieds. When i leased my car 2 month ago which is an 08 a4 quattro, 6 spd, bose, ipod, bluetooth, heated seats, all that bs i think my car listed for 38,000. My price is 488 36 months 15000 mpy and audi care. Absolutely zero down and they made my first months payment

[cstarky15]

that stasis car is at Maplewood MN.

[greene08]

That sounds about right if it is a Statis car as the "improvements" to the car are usually fully (or near fully) depreciated during the term of your lease. I pay $604/mo after tax on my 2007 A4 with $0 at signing for 36 months with 10k/year. My residual is $20,900 and the interest rate is roughly 4.1%.

Your numbers are higher than normal but not out of the ballpark for the price of the car. You may not be qualifying for the lowest money factory either--that can change your payment quickly.

Good deals on 2008 335s right now. If I were to buy a sedan again I would probably go 335 for the money.

[pismojeff]

yeah, I have to have the AWD as we get some snow here in Bend, OR

i like the 335's but thought they would be way more expensive! guess I am wrong

[Vito Roma]

lowball, lowball, lowball they will budge

[pismojeff]

yeah, I was going to do that for sure... but the numbers started out way higher than I expected. they also sell BMW's so maybe I will ask which I will get the better deal on... the 335 or the a4

I was expecting more along the lines of what nick71692 said about his lease

thanks

[B7A4Sport]

if youre going to post prices, you have to post all the math involved for an honest answer as to whether the prices are good. btw 10k mile lease would be too short for me, so i hope you dont drive far or prepare for another whacking when you turn it in.

U do know he means 10k per year right? I agree with you though, that IS a pretty small amount of miles.....

[pismojeff]

yeah, i requested that (10K miles) in hopes that would decrease the payment... hmm

[Vito Roma]

10k leases are the worse my gf sister did that and now has to drive her bf's car so she doesn't go over and get screwed and trust me she doesnt drive that much at all!!

[pismojeff]

i had an 07 G35c and a 15 month lease... turned it in with 4500 miles so I think I will be ok

[NJ_A4_Lion]

$604/month for an A4...

That's a bit much no?

That sounds about right if it is a Statis car as the "improvements" to the car are usually fully (or near fully) depreciated during the term of your lease. I pay $604/mo after tax on my 2007 A4 with $0 at signing for 36 months with 10k/year. My residual is $20,900 and the interest rate is roughly 4.1%.

Your numbers are higher than normal but not out of the ballpark for the price of the car. You may not be qualifying for the lowest money factory either--that can change your payment quickly.

Good deals on 2008 335s right now. If I were to buy a sedan again I would probably go 335 for the money.

[cstarky15]

wow, thats more then what i'm paying for my 06 and i bought it! plus i would be screwed in a lease. I like to drive!!

[Hockenheim]

leasing an expensive car is simply put, retarded.

[pismojeff]

then why do all of the people with expensive cars lease them (if they don't just write a check)? it has always been my impression that leasing more expensive cars is ALWAYS cheaper then buying them...

[pismojeff]

this is the problem I have.... sale price: 33,900. putting 2K down:



lease payment: $555

[4RingRook]

So, 50 bucks more a month and you OWN it.

Leasing FTL. A car is NEVER an investment, but at least after a few years of paying it down, or in full, you at least have some equity to roll into the next purchase. You dont have that option with a Lease.

[pismojeff]

yeah, that is what is making my head spin. i thought leases were to encourage people to get into new cars every couple years and the dealer would have low mileage CPO's to resell... or could it be that the industry is hurting and the lease deals are getting harder to come by?

[SEXICÄN]

So, 50 bucks more a month and you OWN it.

Leasing FTL. A car is NEVER an investment, but at least after a few years of paying it down, or in full, you at least have some equity to roll into the next purchase. You dont have that option with a Lease.

Unless you outright buy the car in cash you still don't "own" the car! But financing the car and saying you "own" the car is a good way to "think"

[pismojeff]

hey sexican.... what figures are you looking for when asking for the money factor? i see you probably know a bit about the leasing game... Barrier is in Seattle, right?

[SEXICÄN]

Barrier is in Bellevue

I work in sales for Audi. The money factor is a number that will look like this .00608 or something like that

[pismojeff]

sweet. i was hoping to find someone like you on here... I will find out what it is and get back to you. sounding like this is a very rare car as well now that I read up on the forum

thanks

[SEXICÄN]

Let me see if i can do a bit better on that Red Ti package lease..... If i could, would you make the trip up here to buy from Barrier?

[pismojeff]

perhaps, yes... I have a friend that commutes there

I really prefer the other two as the color is more what I want but let me know what you think you could do

thanks

[SEXICÄN]

Well if you were to do this, you would have to do this today because the rates are gone after today

[SEXICÄN]

pm'ed

[pismojeff]

crap. gotta run... can you PM me the details? my credit should be in the good to very good range

[4RingRook]

Unless you outright buy the car in cash you still don't "own" the car! But financing the car and saying you "own" the car is a good way to "think"

I own my car. It's paid for.

When you finance a car to purchase it, and the payments are finished - its yours. When you lease a car, and the payments are over with, the dealer hands you a bill to buy a now 3 year old car. If you walk away, you have nothing. Nothing to trade, nothing to drive.

What a silly way for me to "think".

[SEXICÄN]

I own my car. It's paid for.

When you finance a car to purchase it, and the payments are finished - its yours. When you lease a car, and the payments are over with, the dealer hands you a bill to buy a now 3 year old car. If you walk away, you have nothing. Nothing to trade, nothing to drive.

What a silly way for me to "think".

Until there is a title in hand you don't ever "Own" a car, plain and simple. Purchases are just ways of financing a car to own. Leasing is the same thing, you are leasing the car or Financing it for 3 years to pay for the useage and then you have the option to buy your own car if you want.

Don't take my words out of context. Either way of financing the car is good, and neither is better than the other. the lease vs purchase is only based on the individual not the total (for which is better).

If you are just that much smarter than everyone else who doesn't "own their own car", tell me this, why is it that over half of AUdi people never "own" their car (with title in hand)? I deal with very wealthy people who can easily pay for a new Ferreri in cash if they wanted to but choose not to? Why is that? oh thats right, it not the best idea of hold positive equity in a depreciating asset, am i wrong?

Do you think Bill gates and Donald Trump own all the crap in their buildings(desks, tables,computers, fax machines, telephones, etc) or do you think they are just leasing them? They are smart people, they must own, right?

i own my car too, only because I plan on modding the crap out of it. If i was going to just drive the car for the sake that the car is amazing, i would lease it and still keep this car....