buy now or wait

[socalrb7]

...

[Sly Raskal]

im only a going to b a sophmore in college this year... the deal is.. and was for my sisters also.. that when we graduate college our parents buy us a car. Well i have my truck right now but it gets shit for gas mileage... they made me a deal.. they will but me my car now.. so i wont get anything when i graduate... the catch is they gave me a $20000 area.. $22000 mayb (basically payments under $400)


so my question to you is... get a b7 now or wait? I'm not sure if in 3 years the b8's will b around that price range...

buy a used car that gets you good gas mileage and won't cost much to insure and save the money and get a nicer car when you graduate.

[Auditude2.0T]

Buy a used B6 S4.

[Tiesto]

Buy a used B6 S4.

Yeah real sound advice, recomend a V8 gas guzzler to someone who can barely afford an A4.

[Auditude2.0T]

its really not that bad on gas unless you drive like an ass. my dad averages 20mpg with the RS4 70% city driving.

[socalrb7]

....

[Sly Raskal]

i guess my question is... is it worth the b7.. or do u think in 3 years the b8 will b around that price range? or is the b8 even worth the wait

Cost aside, you should also be looking at which of the two you like the most and what you can afford now based on financing, etc.

I was also considering waiting for the B8; however, in the end after seeing the many pics of the sedan version (I was interested in the Avant) I wasn't as pleased with the interior on the B8 as I was with the simplicity of the B7 interior so we opted to get the B7 instead. In addition, the financial savings of getting a low price on the car itself because they want to get rid of as many of them as possible and getting 2.9% financing was a no brainer.

[Silververtu]

I will just wait.

[INTEGRATION]

If you know what inflation is, then you would buy now (under the assumption that other external factors are not taking place).

[JMG]

Sell the truck and get a Civic. Then when you graduate you'll have a nice new car instead of a slightly used one.

[Sly Raskal]

Sell the truck and get a Civic. Then when you graduate you'll have a nice new car instead of a slightly used one.

Yup, no point buying a very nice car while in college to have it beaten up when you go out and party with friends or sit in the school parking lot most of the time and get messed up by other people potentially from them dinging your car doors.

Save your money while you're in school.

[socalrb7]

...

[INTEGRATION]

^ "going to shit"? LOL, it's already been in the "sh*tters" and it's still getting worse! :D

But it's ok, it's not affecting me :P

[JMG]

The economy may be going to shit but depending on your major and future career, the effects of the economy could be an advantage or disadvantage to you. Fortunately for me it doesn't effect me much except when I buy another house next year I can get a killer deal.

Yup, no point buying a very nice car while in college to have it beaten up when you go out and party with friends or sit in the school parking lot most of the time and get messed up by other people potentially from them dinging your car doors.

Save your money while you're in school.

yeah.. my car was puked on and in multiple times in college, not to mention many dings and scratches and a giant hood dent from people (including me) laying down on it. Beater cars in high school and college means less stress and more fun imo.

[INTEGRATION]

^ Definitely! A few friends of mine scored some really nice foreclosures recently.

[socalrb7]

...

[Sly Raskal]

thats what i meant... it is shit (thank you bush)

yea its more if i decide to stay at home or go away... stay home prob keep truck...go away prob will need a better mpg car

i hate deciding these things (not the car) to live at home or not lol

Don't make it harder than you need to. Do what's best based on your needs and don't let other's "impressions" of what you do cloud your judgement. Make the decision that is best for you because after all, you are the one that has to live with it.

If it means living at home and saving a crap load of money, who gives a shyt. I think that people that see that as a bad thing are narrow-minded. If your parents are willing to help you, and you are willing to help them around the house, it's a good balance. You can still be an independent person and live at home. It all boils down to what type of lifestyle you want to live and what luxuries and how much $$ you are willing to give up or save.

[B7A4Sport]

I'd say listen to these folks who suggest not buying an Audi at this point in life.

My parents made a similar promise to me, only it was in high school and the offer depended on my GPA. I got the GPA they asked for, but they decided to stiff me on their end and not come through with the car; they used various BS excuses such as "oh, our money just isn't in the right place right now" and other nonsense. Now, I never held the fact I didn't get a car against them, but you bet your ass I was mad that they basically tricked me with a carrot-on-a-stick.

However, now that I look back on it, I'm glad I had my semi-beater '94 Maxima instead of a new/slightly used car through college. In two years, my car got broken in to twice and stolen once (got it back though, thank god), not to mention it saw its share of beatings from testing the limits of human flexibility when cramming the 8th or 9th person in.

I guess what I'm trying to say is, while I woulda loved to sport some sick new car, I'm actually glad I had a ride that I didn't need to worry about, like I woulda been had my parents kept their end of the deal.

Plus, I saved the satisfaction of both having a nice car and buying my OWN car for this badass B7 A4 I now drive! (Not to mention, I didn't even think I could get into a B7, was mostly lookin' B6 for $$ reasons).

Oh, and one more thing, about living at home, over 60% of college graduates since 2004 (I think) move back to their parents' household after graduation. I did it (I'm 23), my girlfriend is currently doing it (she's 22), and it's really the only way to go so you can save up some cash to move out properly. No need to be ashamed!

[INTEGRATION]

thats what i meant... it is shit (thank you bush)

yea its more if i decide to stay at home or go away... stay home prob keep truck...go away prob will need a better mpg car

i hate deciding these things (not the car) to live at home or not lol

WOW........
1, it's NOT Bush's fault
2, it's NOT Ben Bernanke's fault or the Federal Reserve

If there's anyone to blame it is:
1, BANKS (for risky lending); 2, INVESTORS (derivatives); 3, people like you (stupid)

[forumballer]

WOW........
1, it's NOT Bush's fault
2, it's NOT Ben Bernanke's fault or the Federal Reserve

If there's anyone to blame it is:
1, BANKS (for risky lending); 2, INVESTORS (derivatives); 3, people like you (stupid)

ok john mccain cool it, who ALLOWED banks to conduct their business in such a manner. most people are stupid, but big business shouldn't be allowed to milk the dumb and ignorant.

[emholic]

WOW........
1, it's NOT Bush's fault
2, it's NOT Ben Bernanke's fault or the Federal Reserve

If there's anyone to blame it is:
1, BANKS (for risky lending); 2, INVESTORS (derivatives); 3, people like you (stupid)

http://video.google.com/videosearch?...revision&cd=1#

[Sly Raskal]

ok john mccain cool it, who ALLOWED banks to conduct their business in such a manner. most people are stupid, but big business shouldn't be allowed to milk the dumb and ignorant.

As one of my professor's put it, "Law is the ethics of yesterday, ethics is the law of tomorrow."

If government could foretell EVERYTHING that big business would do that could potentially harm people, we wouldn't be in the position we are. But they can't so instead they formulate laws for the majority and/or use major events to create necessary laws. Perfect example, the fall of enron brought on the creation of the Sarbanes-Oxley Act.

[INTEGRATION]

ok john mccain cool it, who ALLOWED banks to conduct their business in such a manner. most people are stupid, but big business shouldn't be allowed to milk the dumb and ignorant.

ROFL, obviously you are not one who understands macroeconomics nor monetary policy.

I suggest you do research on 2 people: John Keynes and Friedrich von Hayek and how their economic philosophies have affected the "free world" during last century before you embarrass yourself again.

[HeHateMe]

WOW........
1, it's NOT Bush's fault
2, it's NOT Ben Bernanke's fault or the Federal Reserve

If there's anyone to blame it is:
1, BANKS (for risky lending); 2, INVESTORS (derivatives); 3, people like you (stupid)

Why are gas prices so high?

Also, how are stupid people ( like him, allegedly) at fault for the shit-bag, rich get richer/poor get poorer/eroding of the middle class, f--ked up economy?

[socalrb7]

..

[RedS-line]

you failed to mention whether youll be living on campus or have a long commute. there are a few factors involved here besides money. i would either wait and get a B8 or trade in now and get a CPO B7.

[B7A4Sport]

yea.. was wondering cause i know economy is going to shit... i might actually be going to a private college like 2 miles away from my house instead of going back to the cal state 150 miles away (i'd b living in an apt about 14 miles from the school)... so getting a better gas car would depend on which i go to


cant decide if i want to live at home till 22 haha

For you, RedS-line - and btw, 1:31 AM???

[madrussian]

i say blame bush for your parents only giving you 22k to spend...

i blamed him and bernanke when i stubbed my toe this morning.

[jayuuey]

wait and buy your own car with your own money. do you really want your parents to make payments on your car for x years? if your parents are willing to help you with 20k, ask them when you purchase a property.

[b6onboost]

1. I doubt a used B8 will only be $20k in 3 years. Likely mid-high 20s.
2. Its stressful to have a 'nice' car at college. Cool, but a lot of worrying.
3. There is nothing wrong with living at home to save money.

Personally I'd wait. It's what I did. I drove a Jeep through highschool and college. It was a fine car while I was young and was rock solid. Graduated, got a good job, moved out, bought my Audi.

[JMG]

Yeah nothing wrong with moving home so long as you have a plan. After college I had 2 apartments both by the beach. I soon figured out I was wasting my money so I moved back home to save up for a townhome. Bought one in less than a year.

[muffinman]

interesting how my simple question of wait or get a car now has become a discussion on government policies haha

the hot word is "bush"

OP: so, i was washing my car yesterday and i dropped my towel into a bush
Person 2: fuck bush, our economy sucks
Person 3: blahblah banks blahblah money, inflation, gas, oil, hippies blahblahblah

[Bmeister]

If you absolutely need a car at school, a reliable cheap car for basic transportation is best, especially if it already has dings on it. Too many sociopaths on campus today will see a nice car and vandalize it out of jealousy. Save your money for when you're done with school and land a job. THEN buy the nice car.

My recommendation is a "Hondoyota Tercivic" type of car for school commuting. Cheap to buy, cheap to keep, cheap to insure and all but invisible.

[CardNation]

WOW........
1, it's NOT Bush's fault
2, it's NOT Ben Bernanke's fault or the Federal Reserve

If there's anyone to blame it is:
1, BANKS (for risky lending); 2, INVESTORS (derivatives); 3, people like you (stupid)

werd!

[B7A4Sport]

werd!

One thing people often don't consider are families that go on government subsidies.

I am so sick of these Midwest trailor-trash dumbshits, who go and get pregnant with 3 kids before they should even conceive of having ONE. Then, when they realize the shit-storm they got themselves in to, they throw up their hands and turn to the government, expecting it to swoop in with bags of money and save the day. It does for some, but those that don't get help are the first to flame the government for being insensitive, or that it's abandoning its citizens. It is peoples' own responsibility to know when they can and cannot begin to properly support a family, and it is definitely NOT my responsiblity to pick up their slack when they make the wrong choice. Sadly, the responsiblity still rests on me and the other hard-working Americans who can earn their own keep; I am 23, making $40k a year, and am not even THINKING about a baby, let alone multiple.

Another problem with the economy is directly linked to the home loan bubble. It was essentially created by hundreds, maybe thousands of families who tried to buy a house when they shouldn't have. Once again, my previous argument applies; you get families who have the baby first, THEN they worry about where they're gonna put it. They have the logic completely ass-backwards: "Hey, let's have a baby, and use that as a reason to buy a house because we need more space!" Maybe you should've worried about getting that space BEFORE you attempt to start another human life, moron. They go and lock in mortgages with payments they can handle for the first few years, but when their rate kicks up, they have no WAY of paying for the increase AND their child; thus, they have to choose paying for their child and stiff the people who's loan money the family accepted/used.


Anyway, I'm of the mind most of the economy's woes could be solved if people just thought a little bit more about what they are/were gonna do before they do it. I know it's asking a lot, you know, for people to be responsible for themselves, but hey, I can still maintain hope, right?

[Bllzll]

well its not just the dumb people, the greedy banks are to blame also. they LOVEEE giving loans to people who probably cant afford it. they get to charge rediculous interest rates and then sell off the loan.

this is all due to a lack of education for most americans. most people are financially illiterate. if they had some more knowledge of what they were doing, things in our economy might be a little smoother. those people who defaulted on their home loans probably had no idea what an ARM loan meant to them and that their payments would go sky high as the interest rates rise..


anyways, i dont even think i know what this thread was originally about.. haha

[Bmeister]

well its not just the dumb people, the greedy banks are to blame also. they LOVEEE giving loans to people who probably cant afford it. they get to charge rediculous interest rates and then sell off the loan.
...........

The liberals in our federal government pressured banks to loan money to those poorer people to "be fair" to them. The last thing any intelligent banker wants to do is intentionally risk their assets by loaning $$$ on sure-thing bad risks without a very high rate of return to help offset that risk.

The people who can't afford those homes NEVER PUT MONEY DOWN ON THEM and when they lose that home, they lose nothing...essentially they lived in a nice home for rental rates and walk away leaving the banks and the CDO investors with the house to sell in order to recoup their investment dollars. It all falls apart when there are no more available buyers for that repossessed home. That's where we are now.

Don't forget about the speculators looking to flip homes for a quick buck during the feeding frenzy. I know a few people in a pickle for speculating and they'll likely file for bankruptcy, further hurting the banks. They're basically stuck pushing an elephant up a hill with a straw. When they finally default, the banks and investor class get stuck with a loss of their assets that funded those loans.

[INTEGRATION]

Wow, finally some intelligence up in here, the 3 posts above mine explain everything.

And as for the OP. Suck it up, go get a econobox for college; you're not really improving your chances at scoring with "hawt sorority biznatches" by owning an A4. Better to be debt free than to "roll around with someone else's paper".