Question about insurance and rock chips...

[Onethirtyeight]

I have quite a few rock chips on my bumper, hood and front/rear fenders. They are getting bad and the paint is starting to look crappy around them.

Can I claim this to insurance and get the parts repainted?

Would this be a valid claim? One time I got quite a few from a dump truck carrying small pebbles if that counts for anything. I have full coverage.

[Brrman]

doubt it...

[SEXICÄN]

I seriously doubt they will do anything and if they did it would surely raise your rates. Best way to go is just get it repainted IMO.

[RippleChip]

I highly doubt they will do anything, and if they were it would kill your premiums.

[joeya103]

Yea I don't recommend claiming for that stuff. My parents got some money for a couple of cracked windshields (daily highway driving) but then their rates went up. Not worth it, IMHO.

[no1hustller]

Don't drive so close behind people. You will be amazed on how few paint chips you get.

[cj-S4]

Originally posted by no1hustller
Don't drive so close behind people. You will be amazed on how few paint chips you get.

So true.

[aborchew]

That's normal wear & tear, it wouldn't be worth the rate increase. Don't drive behind trucks with pebbles in them

[Redaudifor]

what is your deductable?

500.. isn't that the price of a new bumper?


mine was 250.. just recently raised to 500- but i get my insurance paid for so i am not complaining.


so your going to pay around 500 dollar deductable to pay for a 400 dollar bumper(used one)- and have rates go up?


ask yourself why?

[A4MEL]

insurance isn't meant for small claims. the less claims you have, the better now and later...

[kjgarreau]

Pay a body shop to repaint it. You'd have to use your deductible, which is most likely more than the cost to re-paint.