Upgrading>>>

[[ESO.TERIC]]

hey there, well finally i will be able to upgrade from a b6 to a b7[:D] , i sold my car to my friends dad

http://www.audizine.com/gallery/data/500/8541P1010622-med.JPG

Well im looking to get B7 now, I love audi..here is the deal:

Whats better on the long run. buying or leasing
I want low monthly payments about $300-$400
Im planing on giving about 10k on down payment ?/good or bad?
is it a good idea to lease and then buy the car after the lease is over?

please give some ideas, so i can get my monthly payments low,, or is it a good idea buying the car CASHH$$$ or 50%[confused]

hope you guys could help me make up my mind.

You guys in here seem much friendly than on the B6 forums. [up]

[MAlby7]

Well as far paying for the car there are multiple ways to look at it:

1) The cheapest way to buy any car is to pay for it right out at the beginning. I'm talking about paying the whole amount. For the majority of people this is difficult to do because it is a large amount of money.

2) If you want low monthly payments financing is probably not the solution for you. The reason being is that you are paying monthly for the entire value of the vehicle. The montly payments will be over $1000 a month for sure. The good thing about financing though is that you will own the vehicle after the payments are finished.

3) Your last option would be to lease the car. Your monthly payments will be much lower than financing but at the end of the term you don't own the vehicle. You now have the choice to buy the vehicle out if you want to keep it. With this option you are only paying interest on the depreciation on the vehicle for the amount of time your term is. I'm 99% sure you don't pay interest on the buyback amount. The interest rate on a lease is usually higher than a finance contract.

[Wimbledon]

The first rule of leasing is NEVER EVER put money down on a lease! If you crash the car or swap the lease, your down payment goes right out the window. And the difference in accrued interest is negligable comapred to the amount you'd lose if either of those two scenarios happened.

If you want a B7, and want payments of $300-$400 a month, you only have one choice. Leasing is the only way to get payments that low.

If you want to finance and own a car, 300 a month will buy you a Hyundai.

I'd suggest posting this in the Car Lounge forum of VWVortex/Fourtitude.

[superNoid]

Do what I plan on doing.. save for a decent down payment, and try to finance ~$20,000. That on 'average' should be about ~$380-400 a month or so.

I think leasing is for people who never drive, and I own cars for years so financing is the ONLY option for me. [:p]

[PannikAttk]

I think leasing is for people who never drive, and I own cars for years so financing is the ONLY option for me. [:p]

Not if you get 15k miles a year...I drive my car every day to work and on the weekends without worrying about the odometer.

You do have to take extra good care of the car though, and be mindful about what mods you perform and whether or not you can easily reverse them before turning the car in.

[MAlby7]

Wimbledon is right and I completely forgot about that. Putting money down on a lease is a bad idea.

[old_spool]

absolutely no leasing allowed! I did it and I had to bend over and take it from the stealership when I just financed my b7. Especially if you are 30000miles over!

N e ways, I put 3000down and pay 625 a month for my b7

[AsianA408]

i think its hard to get low payments on a b7.
heres me.

im 5 years or 60 mo. at 602 bucks a mo. and thats with 5.75% interest
i threw down 11k at buy date and ill prob pay well over 2k interest

[Wimbledon]

absolutely no leasing allowed! I did it and I had to bend over and take it from the stealership when I just financed my b7. Especially if you are 30000miles over!

N e ways, I put 3000down and pay 625 a month for my b7

Leasing is fine as long as you don't drive more than 15K miles per year.

How did you get to be 30000 over?!?! [eek]

[chubbychynk]

Do what I plan on doing.. save for a decent down payment, and try to finance ~$20,000. That on 'average' should be about ~$380-400 a month or so.

I think leasing is for people who never drive, and I own cars for years so financing is the ONLY option for me. [:p]

That's what I did. $300/month on very bad credit [eek]

[[ESO.TERIC]]

Well yeah thats what im planing , im going to put around 15k n down payment and finance the rest. I have a decent Credit score but i think with the down payment im giving they would do anything they can to close the deal. Right now i have no car, it sucksss after selling my 2004 USP i kinda miss having an AUDI, i don't want to buy anything else "AUDI 4 LIFE"[:D] , Mercedes benz are to soft and BMW are to much and all you are paying its their brand.

Here are some picture of my EX A4
http://www.audizine.com/gallery/data/500/8541P1010638-med.JPG

http://www.audizine.com/gallery/data/500/8541P1010606-med.JPG

http://www.audizine.com/gallery/data/500/8541untitled-med.JPG

http://www.audizine.com/gallery/data/500/8541P1010621-med.JPG

http://www.audizine.com/gallery/data/500/8541P1010612-med.JPG

http://www.audizine.com/gallery/data/500/8541P1010607-med.JPG

I miss my car but at the same time, I can't wait to get a B7, well thank you guys for helping me out here. i will post some pictures when i get back in the AUDI WOLD. If any of you have any comments please post them, thank you again.

PEACE[cool]

[BenGieCruz]

here is me.......i trade my 04 new beetle in for my b7 06, i got a loan for 28,000 from PFCU with an APR of 5.24% @ 60 months, and i pay 430 @ month =)

i bought my b7 in germany so i got like 3 g's out of the trade in deal and paid the rest with the loan, the car was 31,000 w/o taxes thou jeje when i came back to texas they fucked me over when i did the whole registration thing....]

so good luck bro...