Wrecked/repaired, and totaled/rebuilt are 2 very different things. Id sort this part out 1st because it should be a chunk of change.
In all fairness, it dont take shit for them to claim they are totalled anymore.
I just went through one not too long ago. A hood and a radiator was all it needed to pass the usual PA insp/em.
The enhanced insp required to get the title reissued, now that was another story.
Those fkrs arent happy with street legal, they want the thing back to rolling off the fkn assembly line status. Not easy with a typical spiffed up stg3 car.
Good thing we had a few kicking around to play musical parts with
I think them fkng a title up because the cost of repair is pretty much fraud.
I totally understand if the car is actually twisted up and not repairable without a reasonable certainty that something else wont get weakened in the bending/welding process.
But, it should be illegal for them to destroy the title on something that is structurally sound, and just needs some bs like a body panel or other not critical parts.