Bank of choice

[Hyphy]

So I closed my account with bank atlantic a couple months ago, which is a pretty small franchise (bank atlantic) and I'm undecided on which bank I want to open a savings and checking account with. Should I basically pick one that offers the most?
I really do not want to pay to have an account, such as checking.
I also want a bank that will be accessible nationally.

How's Wells Fargo (I believe the recently bought out Washington mutual)?
Chase?

All this money on top of my box spring is starting to hurt my back (yeah I wish)!!

[Petes4]

Any bank but BANK OF AMERICA.

[SEXICÄN]

If you lived in WA or have a family member who works at or worked at Boeing the only bank you should think of is

BECU

Boeing Employee Credit Union

[S4-SEL]

I love chase, they just merged with j.p. Morgan. You get free checking and if you set it up to where you have $25 transferred into your savings (from checking) every month then they don't charge you for your savings either.

[rollerton]

I'd love to rip on B of A also. I know they're shady,- but in 17 years of banking with them they've been nothing but perfect.
If it's ONLY a bank account, checking/savings/ATM then I can tell you they're as good as the next bank. Do not go into business with them, don't let them have your mortgage, don't do big loans. FWIW I just got a free $250 cash deposit for my B of A credit cards 'points', the reward was from 3 months of average use. I never get a fee for anything, ever- not a penny. And there's an ATM on every corner.
Wells Fargo has fees.
Key Bank has HUGE fees for every-tiny-little-thing. They charge you for blinking.
I have family members that have recently run away from WaMu.
I don't know...
J.P Morgan / Chase is as evil as anything. You can nearly draw a stright line from our current economic crisis to their front door.

[Stubek]

ING Direct, they normally give you $25-50 bonus for opening an account and that much again for direct deposit, debit card, and a few other things. I got $250 from them two weeks ago. They even do car loans (lower interest than Audi of America) and home mortgages. As long as you don't mind not having a real bank. I still have Bank of America for when I have to actually deposit a paper check etc.

[MultiAudis]

Dunno if they are near you, but PNC ftmfw. Been with them for years and years, never had a single issue, and no fees for anything

[00SantorinS4]

I was going to say any bank BUT Bank of America but Pete already beat me to it.
I use TD Bank, never had a problem. Even when people fucked me over somehow getting my debit card
and don't forget the Japanese kid that got my itunes password somehow and spent $250 on apps and stupid Jap music.
Luckily, I was reimbursed for everything.

[NOTORIOUS VR]

So I closed my account with bank atlantic a couple months ago, which is a pretty small franchise (bank atlantic) and I'm undecided on which bank I want to open a savings and checking account with. Should I basically pick one that offers the most?
I really do not want to pay to have an account, such as checking.
I also want a bank that will be accessible nationally.

How's Wells Fargo (I believe the recently bought out Washington mutual)?
Chase?

All this money on top of my box spring is starting to hurt my back (yeah I wish)!!

Wrong forum... There is an OT section on AZ for this stuff

[DolphinV8]

BOA(Merill Lynch) is good if you have a lot of money.
I like Wells Fargo(Wachovia) since they offer notary, cashier's check, and many free services to its customers. Chase(Wamu) has been good to me as well!

[Slow4]

Credit Unions if you have family with one.


USAA/NavyFederal are the only two institutions I bank with.

[udcc11]

If you don't travel a lot credit unions are great. They give better rates for loans and savings.

[sqitis]

Credit Union is all I will use since I use to work for one I know all the back-end stuff and rules. To hell with banks! Hide your money in the backyard before a bank! J/K LOL

[Vinchenzo51]

Got my mortgage through Chase so I started using them for Checking, Savings, CC's and stuff. Couldn't be happier.

[DiscoPotato]

I love chase, they just merged with j.p. Morgan. You get free checking and if you set it up to where you have $25 transferred into your savings (from checking) every month then they don't charge you for your savings either.

X2

[*Blue-Angel*]

Any bank but BANK OF AMERICA.

Good start to a decent answer. Screw Bank of America

Wells Fargo
USAA

and local credit union

[kveldssanger]

I personally didn't like chase. Switched to Key over a year ago and haven't had any issues.

[Matador]

Wrong forum... There is an OT section on AZ for this stuff

>Looks at post
>Looks at "Chatterbox" at top of screen
whatthefuckman.png


Anyway, I dropped BofA back in September because they were charging me $40/mo total for my 3 accounts because I didn't have $1500+ in each. Not baller like that I guess. Short of the long, they just closed my account as of last WEEK because I had a $.02 balance from interest, which they tried to charge a $5 maintenance fee on my account for.

I went with USAA. Once I found out they were open to civilians I was all over that shit. Absolutely free checking (like BofA used to be before they got fuckin greedy) and they reimburse anybody's ATM fees every month (up to 10 withdrawals or $15 worth of fees). Plus, for the geek in me, they have a killer phone app.

[zillarob]

Id do a credit union, banks are shystie. Wells fargo was a nightmare, prob still need therapy, lol.

>Looks at post
>Looks at "Chatterbox" at top of screen
whatthefuckman.png

Not that it really matters, but nvr is right. This is ot, chatterbox is for "slightly more off topic subjects".

[Hyphy]

Id do a credit union, banks are shystie. Wells fargo was a nightmare, prob still need therapy, lol.



Not that it really matters, but nvr is right. This is ot, chatterbox is for "slightly more off topic subjects".

Really? With all the amount of garbage topics in the chatterbox and i get called out? You both are geeky.

[zillarob]

Really? With all the amount of garbage topics in the chatterbox and i get called out? You both are geeky.

Lol, some people think chatterbox means garbage can. Just agreeing with nvr, that is actually the ot forum. I would have put this here also. Its a legit question and it is nice to get opinions from the people you know best.

But like I said, doesnt really matter anyway

[Seerlah]

Credit Unions are the way to go. I got charged so much bullsh*t from my previous banks, and not .01 since I have been with my current Credit Union (not exactly how many years it has been thus far). They were even so kind as to reimburse me when someome made an internet purchase with my card, and they issued me a new one for free (Visa). Along with that, they even called me one time because what seemed like fraudulant purchases. I confirmed with them that they were actually all my purchases (maybe 4-5 purchases in like a 10 min window on the internet), but it just felt good that this place looks out for me.

[Kruat]

USAA for everything, and I use a local CU to cash checks that I get.

BTW- Chase holds my mortgage, and I hate them. Most unfriendly bank I've used since I banked with BofA.

[sqitis]

If you have good credit and keep a little money in the bank at all times a local credit union is the way to go all day.

[exorcet]

don't support the 'too big to fail' taxpayer bailout banks (crooks). choose a local credit union.

[AudiSportB5S4]

I love chase, they just merged with j.p. Morgan. You get free checking and if you set it up to where you have $25 transferred into your savings (from checking) every month then they don't charge you for your savings either.

Yes, JUST 12 years ago... Lol

[ajee622]

Credit unions are good, but you have to only be local. i travel a lot so it's a pain. also if you have fraud on your account with a credit union then don't expect to get your funds back quickly.

i work for wells fargo, so i might be partial..

everyone who says don't support big bailout banks is a moron in my opinon....years ago banks were given hell for not approving loans to customers that didn't qualify.....then they approve customers who didn't qualify....now they are given hell again for doing this...

also no one ever told those to refi or buy a house they couldn't afford. they chose to do it

[Yesmar]

the bank with the hot chick with the s4.
but seriously, check out your local credit unions, they are most hasselfree

[Matador]

everyone who says don't support big bailout banks is a moron in my opinon....years ago banks were given hell for not approving loans to customers that didn't qualify.....then they approve customers who didn't qualify....now they are given hell again for doing this...

There's SOOOOOOO much more to both the issues you listed than that. But tis the internet, and I have better things to do for once.

[BlkdoutA4]

Another vote for Chase here, no issues over the last few years.

[highPSI-S4]

Gave BA the boot 4 years ago for my local Credit Union and it was the best decision I've made. I have traveled and when I do there 5,000 other Credit unions in the network so i can still make my normal banking transactions when out of town if i find a in network credit Union. I've done this 2 times with no hassle.